Access PSX & PMEX markets with a regulated broker in Pakistan.

An investment is an asset or item purchased with the expectation that it will generate income or appreciation in the future. Investing has become essential due to the following reasons:

• Your money will lose purchasing power due to inflation
• you can expect to live a long and comfortable life
• your families are becoming more nuclear
• and your standard of living is rising sharply

There are a variety of investment structures that aim to improve, safeguard, or optimize the performance and returns of the following primary asset classes:

• Funds
• Interest Rates That Are Stable
• Stocks
• Real estate
• Financial tools

A financial product that allows investors to pool their money and use it to buy stocks, bonds, money market instruments, and other assets.

Mutual funds have been a popular investment option for investors since their inception. The following is a list of their other characteristics and ease of usage. Expertise in Management: Selecting mutual funds entails selecting a competent money manager as well. You have a money manager who can do the legwork for you, saving you the trouble of having to thoroughly investigate and evaluate every investment. These knowledgeable fund managers work for AMC and conduct extensive due diligence before selecting an investment for the mutual fund or keeping track of the assets’ performance. Investment diversification can be effortlessly attained, regardless of investment amount, by investing through mutual funds. A mutual fund’s assets are dispersed over several businesses and industries, reducing the chance of losing money as a result of a certain business or area performing poorly. Affordability: Small investors with modest investment capital can also utilize mutual funds as an investing vehicle. Liquidity: The majority of funds nowadays are established with an open-end structure, allowing fund investors to promptly withdraw their capital. Transparency: Investors may easily compare mutual funds with one another because of the thorough reviews and ratings that numerous newspapers and rating agencies give each fund’s performance. You receive regular updates as a unit holder, such as daily NAVs, along with details on the holdings of the fund and the strategy of the fund manager.

Entry and/or exit fees are frequently assessed by mutual funds. Another name for this is sales loads. The AMC markets the fund and pays distribution expenses with the proceeds from these charges and loads.

• Investors are charged a fee known as front-end load when they buy units.
• When investors sell or redeem their units, there is a fee known as the “back-end load.”